Product · for insurance & risk teams

Claim Assessment Tool

Validate the weather behind any claim - at the exact place and hour it was reported. Evidence for adjusters in seconds, automation for the claims you shouldn’t be touching at all.

Claim Assessment Tool dashboard: verified wind, hail and lightning data for a claim location next to a hyperlocal severe-weather map with station observations.
Extended station network Radar & satellites Years of history API for automation
What it does

The weather file for every claim

One address and one date in - a complete, defensible picture of the weather out. Built with claims departments, so it answers the questions adjusters actually ask.

Per-claim validation

Wind gusts, hail probability and size, precipitation, lightning distance and snow depth - reconstructed for the exact loss location and hour.

Years of archive

Any historical claim, hour by hour. Reopen old files, audit past settlements, or defend a dispute years later.

Reports for the file

One-click PDF and CSV exports formatted as claim evidence - including sources, uncertainty and the nearest official station.

Straight-through processing

The API returns verified / review / rejected against your rules - so clear-cut claims settle themselves and adjusters see only the rest.

Fraud signals

Mismatch flags when the reported event doesn’t match the weather that occurred. Pairs with our Image & Document AI for photo forensics.

Portfolio view

Claims-volume forecasts for this week and next - so team leaders staff the desk before the storm, not after it.

How it works

From claim number to decision

STEP 01

Enter the claim

Type an address and date into the dashboard - or push claims in bulk through the API, straight from your claims system.

STEP 02

We reconstruct the weather

Measurements from a dense network of stations - official ones and our own - plus radar and satellites are combined by our model with detailed orography - for that exact place and hour, with the nearest official station shown for reference.

STEP 03

Decide - or automate

The adjuster gets an exportable report; or your rules engine gets a verified / review / rejected status and settles the obvious cases automatically.

Two ways to run it

Dashboard for people, API for systems

Web dashboard

For adjusters & claims teams

Ready the week you sign - no IT project. Search by address, browse the map, export the report, done.

  • Map layers: storms, wind, precipitation, snow
  • Per-claim PDF/CSV exports and search history
  • Your logo and user management (SSO on request)

REST API

For claims systems & automation

JSON in, JSON out. Validate claims in bulk, wire the statuses into your rules engine, and let the clear cases close themselves.

  • Single-claim and batch endpoints
  • Verified / review / rejected against your thresholds
  • Sandbox access for your developers from day one
At a glance
Variables
Wind gusts (speed & direction), hail probability and size, precipitation totals, lightning distance and counts, snow depth, temperature extremes - more on request.
Sources
A dense station network - official and our own - weather radar, satellite data and our own model with detailed orography.
Resolution
Point evaluation for the loss address; underlying models down to 90 m with detailed orography.
History
Years of hourly archive for retrospective claims and disputes.
Coverage
Global data; Europe and the USA in high detail.
Delivery
Web dashboard, REST API (JSON), PDF/CSV exports - or integration into your claims system.
Questions we get

Before your claims team asks

What if there’s no weather station near the loss location?

That’s the point of the tool. We combine official station networks with our own stations, radar and satellite data with our own model built on detailed orography, so the evaluation holds even between stations - and we always show the distance to the nearest official station, so the report is transparent about its basis.

Can it settle claims automatically?

The API returns a verified / review / rejected status against thresholds you define. What happens next is your rules engine’s decision - most clients start with auto-approving clear-cut, low-value claims and widen the scope as trust grows.

Does it work on old claims?

Yes - the archive goes back years, hour by hour. You can audit past settlements or pull evidence for a dispute that’s only surfacing now.

How long does deployment take?

The dashboard is typically live within days - it needs no integration. API sandbox access is available immediately; production integration depends on your claims system, and we assist throughout.

Proven with insurers
“Thanks to Forecasts.cloud and its timely hyperlocal severe-weather warnings, we can significantly reduce the extent of weather-related claims - achieving double-digit cost savings.”
R. Juhanak · Head of Claims, Allianz
< 1 min
per claim evaluation - no site visit, no guesswork
Denser coverage
our own stations on top of official networks
Years
of hourly history for retrospective claims
90 m
orography detail of our reconstruction model
Works alone - or alongside SMS alerts (prevention) and Image & Document AI (fraud)
More products

One engine, many tools

See it on one of your closed claims.

Bring a settled claim - we’ll reconstruct the weather live and compare it with what your adjuster concluded. Then talk automation.

Request a demo